Bank of America DeckHard

An acquirer funds an all-cash deal entirely with new debt at 6% pre-tax interest; its tax rate is 25%, and it pays 12x P/E for the target (post-premium). Accretive or dilutive — and what's the framework?

Model answer

Accretive. Framework: compare the after-tax cost of the financing to the earnings yield of the target at the price actually paid. After-tax cost of debt = 6% x (1 - 0.25) = 4.5%. Target earnings…

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