FIG (Banks & Insurance)
What are the Basel III minimum capital ratios, and what do the buffers add on top?
Model answer
The bare minimums are 4.5% CET1, 6.0% Tier 1, and 8.0% total capital, all against RWA. Stacked on top
- a 2.5% capital conservation buffer in CET1, taking the effective CET1 floor to 7.0%
- a…
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